List of BIN Codes
Page 1 of 28
Bank Identification Numbers (BINs) are the first 6 to 8 digits of a card number. These numbers are used to identify the issuing bank or financial institution of the card. BINs can be used to verify a card's validity, prevent fraudulent activity, and optimize payment routing. Bank identification numbers are also used by other institutions, such as American Express. The term “Issuer Identification Number” (IIN) is used interchangeably with BIN. The numbering system helps identify identity theft or potential security breaches by comparing data, such as the address of the institution issuing the card and the address of the cardholder.
BIN (Bank Identification Number) or IIN (Issuer Identification Number) refers to the first six digits of a payment card number. These digits identify the institution that issued the card.
When a customer makes a purchase, the BIN/IIN is used to verify the card issuer. This helps the payment processor determine if the card is valid and if the funds are available.
BIN/IIN plays a crucial role in fraud detection and prevention. It helps merchants identify potential fraudulent transactions by cross-referencing the BIN/IIN with known fraud patterns.
Yes, BIN/IIN can provide insights into demographic data, such as the geographic location of cardholders and the types of cards they use, which can help businesses tailor their offerings.
To protect against BIN/IIN-related fraud, it’s important to use secure payment methods, regularly monitor card statements, and employ fraud detection tools.
Binlist.io is a powerful and reliable tool designed to help users quickly and accurately identify details about payment cards using the Bank Identification Number (BIN). Whether you're a developer integrating payment solutions, a financial institution conducting security checks, or an individual looking to verify card information, Binlist.io simplifies the process by providing instant access to crucial card data, such as the issuing bank, card type, country of origin, and more.
Get started CC Generator