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Details for the BIN/IIN Code: 434301

Bank Identification Numbers (BINs) are the first 6 to 8 digits of a card number. These numbers are used to identify the issuing bank or financial institution of the card. BINs can be used to verify the validity of a card, to prevent fraudulent activity, and optimize payment routing. The BIN/IIN Code 434301 is issued by ICICI BANK, LTD. in INDIA and it is of type DEBIT and brand VISA. It is categorised as BUSINESS SIGNATURE.

BIN Details

Flag INDIA (IND)
BIN 434301
Brand VISA VISA
Type DEBIT
Category BUSINESS SIGNATURE
Issuer ICICI BANK, LTD.
Issuer Phone Number +918664242448
Issuer URL http://www.icicibank.com

How BIN/IIN Works

What is BIN/IIN?

BIN (Bank Identification Number) or IIN (Issuer Identification Number) refers to the first six digits of a payment card number. These digits identify the institution that issued the card.

How does BIN/IIN work?

When a customer makes a purchase, the BIN/IIN is used to verify the card issuer. This helps the payment processor determine if the card is valid and if the funds are available.

Why is BIN/IIN important?

BIN/IIN plays a crucial role in fraud detection and prevention. It helps merchants identify potential fraudulent transactions by cross-referencing the BIN/IIN with known fraud patterns.

Can BIN/IIN be used for demographic analysis?

Yes, BIN/IIN can provide insights into demographic data, such as the geographic location of cardholders and the types of cards they use, which can help businesses tailor their offerings.

How to protect against BIN/IIN-related fraud?

To protect against BIN/IIN-related fraud, it’s important to use secure payment methods, regularly monitor card statements, and employ fraud detection tools.

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Binlist.io is a powerful and reliable tool designed to help users quickly and accurately identify details about payment cards using the Bank Identification Number (BIN). Whether you're a developer integrating payment solutions, a financial institution conducting security checks, or an individual looking to verify card information, Binlist.io simplifies the process by providing instant access to crucial card data, such as the issuing bank, card type, country of origin, and more.

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